Subscribe to cheap temporary car insurance: our opinion

Thinking of selling your car and you don’t want to shell out for annual vehicle insurance? It is possible to take out temporary auto insurance. Practical and efficient to minimize costs while being in good standing. You are certainly asking yourself several questions about this subject such as how is it possible to purchase cheap term insurance? How long is a temporary auto insurance contract or how much will it cost you? We will answer all your questions in this article. How to take out temporary auto insurance? To purchase temporary auto insurance, you must provide the following documents: driver’s license; gray card (or vehicle purchase document); information statement (if you change insurer). The term insurance contract for your automobile guarantees you minimum coverage including civil liability and legal protection. This type of insurance is another alternative to third-party insurance but which is not accessible to the young driver. Most insurers can, however, give you extended coverage if you wish. You can therefore opt for many more options such as assistance, breakdown recovery or other guarantees relating to the safety of the driver. The duration of a term insurance generally extends from 01 days to 03 months Why choose temporary auto insurance? Several cases can intervene to opt for this type of insurance such as the low frequency of use of your vehicle, or that you live abroad and that you use your car for a short and well-defined period implying that your car sleeps often. in the garage ; or when your vehicle is of the convertible type and you use it only in the summer season. Other existing cases may lead you to purchase temporary auto insurance such as having two cars and using one for vacations. These types of contracts provide some flexibility for policyholders to get them to benefit from coverage while still applying the laws. Temporary insurance for your vehicle can also be useful if you cancel your classic insurance contract for any reason while waiting to subscribe to a new formula with another insurer. Your traditional insurance may in some cases not be valid outside the border. The solution of a temporary insurance for a determined period provides you with a certain coverage and will allow you to drive quietly on the roads of another country. Finally, a term insurance contract can be very useful to you to avoid additional costs. Even if the taxes in such insurance are a little more expensive, but the budget is reduced compared to the classic subscription for a relatively long period. The cost of term auto insurance The cost for term insurance is defined by the coverage you choose. You could even opt for full risk coverage, depending on the agency you have chosen. The price of such insurance can vary according to several criteria such as the type of your vehicle, your driver profile and your years of driving experience. It should be noted that term insurance for your car is more expensive than traditional insurance that you used to take out. The payment of taxes for annual insurance is calculated over a relatively long period compared with term insurance which may not exceed a few days. Taking out annual insurance will allow you to gain in this direction and that is why we advise you to opt for an insurance that can cover you for a long period, and thus save money in the long term. A quick glance at the price for a given period can show us that term insurance is much more expensive than ordinary insurance: For 1 day, you subscribe for a minimum of 50 euros; For 15 days, you pay around 120 euros while for 1 month you pay 200 euros. It can be noted that the longer the subscription period, the cheaper the cost. Verdict? We can conclude that term insurance is in a useful sense in that one does not want to insure a car for a year while it will sleep 8 months in the garage. It is better to take out long-term insurance to finally say that it is cheaper in the long term. As long as you drive your insured vehicle for a considerable period of time. Short term term insurance is more expensive in the long term but much cheaper in the short term, such as insuring a vehicle that you only use while on vacation. Compare auto insurance while purchasing term insurance! As you probably know if you have already purchased temporary auto insurance, you will only be able to benefit from it for a very limited period of time. While you are under a term insurance contract, take the opportunity to choose your definitive auto insurance by going to an auto insurance comparator site like this one: https://www.lesfurets.com/assurance- auto. On this website, you will be able to benefit from preferential rates for your future auto insurance. In just a few clicks, this comparator will offer you services and guarantees perfectly suited to your vehicle. Consequently, you will no longer need to visit the various sites of the major French insurers: they are all present on this website! Indeed, this auto insurance comparator has done everything necessary to negotiate prices with each auto insurance company on its website: some customers can save up to 300 euros! In order to take advantage of it, it’s very simple: simply fill in some information about your vehicle (from your license plate or information to be entered manually), as well as your driving habits (such as the location of the car or the number of kilometers per year). More articles in our Finance section